Repayment & Forgiveness Programs

Indian Health Service Loan Repayment Program

This Indian Health Service program enables clinicians to repay their eligible health profession education loans — up to $50,000 — in exchange for an initial two-year service commitment to practice in health facilities serving American Indian and Alaska Native communities.

State of Minnesota Loan Forgiveness and Repayment Programs

The Minnesota Department of Health’s Office of Rural Health and Primary Care offers a range of loan forgiveness and repayment programs to health care students or residents. Some of these programs require the participant to work in a designated rural area.

Wisconsin’s Health Professions Loan Assistance Program

Health care professionals (physicians, psychiatrists, dentists, dental hygienists, physician assistants, nurse practitioners, and certified nurse midwives) in Wisconsin can receive up to $50,000 in education loan assistance if they agree to work three years in an eligible underserved rural or urban community.

National Health Service Corps Loan Repayment Program

Primary care medical, dental, or mental/behavioral health clinicians can receive up to $50,000 to repay their student loans in exchange for a two-year commitment to work at an approved NHSC site.

National Institutes of Health Loan Repayment Programs

The NIH Loan Repayment Programs (LRPs) encourage highly-qualified health professionals to pursue biomedical or biobehavioral research careers by repaying up to $50,000 annually of a researcher's qualified educational debt in return for a commitment to engage in NIH mission-relevant research.